4 Financial Tasks You Should Start Doing Right Now

As much as people grumble about doing their income taxes, most manage to file on time. In part, this may be because April 15...

It Is Reported that One of the Reasons the Unemployment Rate Fell Is because...

U.S. employers added a robust 288,000 jobs in April, the most in two years, the strongest evidence to date that the economy is picking...

How African-Americans Are Affected by the Minimum Wage

At $7.25 per hour, the current full-time minimum wage worker earns a mere $15,080 in one year. That’s $4,000 below the federal poverty line and that’s...

Protecting Your Credit After the Death of a Spouse

The death of a spouse for many survivors will become a financially paralyzing event; because even with extraordinary planning, it can be emotionally difficult,...

Tanisha A. Sykes Gives Students a Lesson in Money and Power

ESSENCE Senior Editor, Tanisha A. Sykes, give students at the Disney Dreamers Academy some tips from her money and career toolkit. At the 2014 Disney...

Successful Atlanta Businessman Kermit Payne Explains Why You Need to Take an Active Role...

Editor’s note: This is part 4 in a five-part series on growing and maintaining wealth. Readpart 1, part 2 and part 3. Most people think the road to...

Not Too Many Black Businesses Are Being Awarded Small Business Loans

A recent Wall Street Journal  story detailed the inability of Black-owned businesses to be approved for SBA-backed loans made through America’s most prolific small...

25 Million “Middle Class” Families in America Live Paycheck to Paycheck

More than 25 million middle class American families are living paycheck to paycheck. They have decent salaries. Many own homes and have retirement accounts. But...

10 Money-Saving Things Everyone Should Know How to Do by 30

The big 3-0 has heft: Most 20-somethings fear it, 40-somethings miss it and 60-somethings realize that they're way wiser than they ever were back...

New Study Finds African-Americans with Financial Worries Have Lower Health Scores

Feeling stress about finances leads some Black adults to rate their health more poorly, finds a new study in the American Journal of Health Behavior....

America’s ‘Middle Class’ Is Slowly Eroding

The American middle class, long the most affluent in the world, has lost that distinction. While the wealthiest Americans are outpacing many of their global...

Money Management Lessons From a Teenage Entrepreneur

When I was in eighth grade, I started working at a pizzeria, owned by a local friend in Seattle. It was not long after...

Personal Finance Author Manisha Thakor on Women and Money

Money can be a touchy subject for some women. Words like “saving” and “investing” can be very scary if you aren’t financially savvy. Authors Manisha Thakor...

Start-Ups Are Giving Financial Advice to People Who Aren’t Rich

For a couple of years now, a number of entrepreneurs have been racing to solve the same problem: the financial services industry’s persistent inability...

Study Finds Many People Still Lack Basic Personal Finance Skills

When it comes to managing our personal finances, many Americans are falling short and lack basic money-management skills. “The bad news is that many people...

7 Ways to Begin Protecting Your Identity

Identity theft: By now most of us are aware of its destructive capabilities and potential long term impact on personal finances, credit scores, and...

5 Important Money Habits You Can Start Before You’re 25

If you are like a lot of people, balancing the financial needs of today with the financial needs of tomorrow is a constant challenge....

12 Tips to Remember as Tax Deadline Approaches

Just days to go until the April 15 deadline, and we're rolling out 12 lucky tax tips for 2013 returns. Some might save you...

Bitcoins Used to Buy $500k Home

A brand-new villa on the southern coast of Bali has just changed hands — for somewhere above 800 bitcoins. In what appears to be...

How to Create a Budget

I am really going to be honest with you and it may sound shameful, but I don’t keep a budget, (bad personal finance coach,...