I have not spent my $1200 stimulus check since I have no real savings. I am insecure about losing my job but really want to do something else anyway if I get laid off. Should I invest in getting training for a future job or just keep the money in an emergency account?
Save It or Go For It?
Dear Save It or Go For It,
Many, like you, are wisely using the pandemic to ponder their careers. I commend you for saving your check; your question is important.
I believe that investing in your future right now will be worth far more than your $1200 stimulus check will be if it is sitting in a bank account. At the same time, you need to have some savings whether or not you do get laid off. Let’s dig deeper on your question.
Offense and Defense
Financial defense allows you to stay within your comfort zone. It protects what you already have. However, going on offense means developing new skills, learning how to network, negotiating raises and pursuing high-level opportunities. This increases your skill, your capacity and your earning potential.
Proverbs 16:9 (ESV) says, “The heart of man plans his way, but the Lord establishes his steps.” To cultivate a healthy, secure financial life that supports you and your family, you need a strong defense and a solid offense.
Do you know what career you would like to pursue? Cultivate your self-awareness and discover what’s causing the dissatisfaction at your current job. Can you carve out a new role for yourself there? Or is it indeed time to step out?
Unclear career direction can cost you a life of purpose. Employers may be unaware of your talents. God gave you those to develop them in order to bless others and bring Him glory. Have you settled for mediocrity but desire to work with excellence?
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SOURCE: Christian Post, Chuck Bentley