Tax Shock: You’re About to Pay Up for Obamacare

Hundreds of thousands who received subsidies under the Affordable Care Act may have underestimated their incomes in 2014. Now many of them are learning...

S&P 500 Tops 2000 For First Time Ever

The Standard & Poor's 500-stock index crossed the 2000 level for the first time in early trading Monday, the latest stock market milestone in...

Federal Reserve Holds Interest Rates Steady

A divided Federal Reserve held its key interest rate steady Wednesday and once again lowered its projected path of rate increases amid a weaker...

Employers Added 257,000 Jobs in January

Employers added a better-than-expected 257,000 jobs in January as the resurgent labor market began 2015 on a positive note. The unemployment rate, which is calculated...

Facing a Job Loss? Here Are Four Questions to Ask Yourself

"Dear Deborah, I’m a single person in my mid-fifties. I have a lot of credit card debt. Even though I have a good income as...

Economists Begin Warning of New U.S. Recession

Confronted with disappointing data from around the world, economists are whispering a word that hasn’t seemed like a real possibility in years: recession. It starts...

Be Aware of These Tax Changes Coming in 2015

As 2014 draws to a close, it's nearly time for the annual deluge of tax forms – including 1098's reporting mortgage interest or W-2's...

Median Income Is Rising

The typical American is finally bringing home a bigger paycheck. Median household income has been on the rise for the past three years, climbing 3.8%...

30-Year Mortgage Rate Falls to 4.1%

Average long-term U.S. mortgage rates declined this week, with the 30-year loan rate hitting its low for the year. Mortgage company Freddie Mac says the...

Wall Street Pinning Hopes on Creating Mutual Funds for Everyday Savers

Facing challenges on all fronts, Wall Street banks are pinning some of their hopes on a relatively simple business opportunity: creating mutual funds for ordinary...

Getting Into Financial Alignment

After more than twenty years of marriage, I now realize that in our family my wife is more cautious than I am when it comes to the...

Being Transparent About Church Finances

The Church is required to be transparent, fiscally accountable, and work together to manage God’s money. Too many churches fail to show members the...

Home Ownership Is at a 20-Year Low, Blacks Suffer the Most

The American Dream of a home is slipping out of reach for millions of Americans, especially African Americans, as house sales hit a 20-year...

Despite Economic Improvements, Many Americans Are Still Struggling

Despite improvement in certain areas of the economy, the Great Recession never truly ended for millions of Americans. Households across the nation are still...

Traditional Retirement Might Be No More

It may be time to redefine retirement. A new survey of American workers from the Transamerica Center for Retirement Studies found that 82% of the...

Fewer Parents Are Able to Help Their Children Pay for College

Though parents still agree that a college degree is extremely important, fewer are planning to shell out their own money to help their kids attain...

Spending Well in Retirement

Retirees are being nervous Nellies with their nest eggs. Yes, retirees are withdrawing money from their retirement accounts at a very slow rate or not...

Spend Time with Rich People If You Want to Become One of Them

By now you’ve heard the cliches: “You are the average of the five people you spend the most time with.” – Jim Rohn “Your income will be the...

Micro Loans: Give a Little, Help a Lot

If you feel you can’t make a difference in the world, you’re wrong. Microfinance provides banking services to the poor who normally can’t qualify....

Many Middle Class Families Use 529 College Savings Plans

When Angela Crabill of North Webster, Ind. had a baby girl last year at age 42 her ob-gyn gave her this advice: set up...