This week is America Saves Week — coordinated by America Saves and the American Savings Education Council. Started in 2007, this week of focusing on savings provides an annual opportunity for organizations around the country to promote good savings behaviors to their members.
The premise is pretty straightforward: Set a savings goal, make a plan and fund it with an automatic savings program. Individuals are challenged to make a pledge to save on the America Saves website and start reviewing their savings status on an annual basis.
Who doesn’t want to get behind a promotion like this? In support of America Saves Week, to encourage a higher savings rate and, in turn, increased retirement preparedness, I thought I’d share the most popular personal finance stories from my Transitioning to Retirement blog from the past year (with a few of my personal favorites thrown in). Let’s start with the reader’s favorites (by number of views):
1. 7 Financial Decisions Made In Your 30s That Could Haunt You In Your 50s. You often hear the expression “life is short” — and people use it as justification for doing many things they probably shouldn’t be doing. But the truth is, for many people is life is actually long. This post reminds readers to make decisions accordingly.
2. 7 Financial Skills Every 20-Year-Old Needs To Learn. People often ask me why I write for Millennials when my blog is about transitioning to retirement. Any parent can answer that question. Would you retire if you felt your children were vulnerable financially? Baby boomers feel uneasy when our adult children aren’t secure. My blog often includes posts that give Millennials fresh perspective on money to help them be financially self-sufficient. This post was popular on Twitter, both with Millennials and baby boomers.
3. 13 Ways College Students Waste Money And Opportunities. With student loan debt passing the trillion-dollar mark, college students and their parents are desperate for ideas to reduce expenses and maximize opportunities to put their college degrees to good use. When students can snag that diploma while minimizing expenses, everyone is better off.
Source: Forbes | Nancy Anderson